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Selling your home in Ontario can be both exciting and overwhelming—especially with varying local market conditions, provincial regulations, and real estate fees. Whether you're in Toronto, Ottawa, Mississauga, Hamilton, or a smaller Ontario town, understanding the process from start to finish is essential.
This guide walks you through how to sell your home in Ontario, covering everything from setting the right price to closing the deal, while avoiding costly mistakes.
Here’s what a typical home sale in Ontario looks like:
Hire a realtor (or decide to sell privately)
Determine your home’s market value
Prepare and stage your home
List the home on MLS or other platforms
Review and negotiate offers
Accept an offer and finalize legal paperwork
Close the deal and hand over the keys
In most Ontario markets, homes sell within 21 to 60 days, depending on the location and time of year. In hot areas like the GTA, homes can sell in under a week with the right pricing and staging.
Recent local sales (CMA)
City zoning and development plans
Seasonal demand in Ontario (spring and fall are hottest)
Proximity to schools, transit, and shopping centers
Realtors in Ontario typically offer a free CMA to help you determine a competitive price. It compares your property to similar homes sold recently in your area.
Option | Pros | Cons |
---|---|---|
Realtor | Expert in Ontario regulations, MLS access, wide exposure | Commission (usually 5%, split between buyer and seller agents) |
FSBO | No commission fees | Must handle legal paperwork, limited marketing exposure, risk of underpricing |
Confirm they’re registered with RECO (Real Estate Council of Ontario)
Ask about experience in your city/town
Compare services: staging help, marketing, negotiation
Understand their commission structure (often 2.5% for listing agent)
Clean and declutter entryways—mudrooms are common in Ontario homes
Maximize natural light (many Ontario buyers prioritize this in winter months)
Boost curb appeal, especially in snowy seasons (shovel walkways, highlight insulation and heating)
Fix drafts or heating issues (critical in cold Ontario winters)
Update kitchens and bathrooms
Add smart thermostats or energy-efficient appliances (Ontario buyers value energy efficiency)
MLS (via realtor.ca) – the go-to platform in Canada
Facebook Marketplace and Kijiji (widely used in Ontario towns)
Local Facebook Groups (e.g., “Buy/Sell in Barrie” or “Toronto Real Estate Deals”)
Include:
Seasonal shots (e.g., lush backyard in spring, cozy interior in winter)
Virtual tours (particularly helpful for rural Ontario or cottage country properties)
Typically held on weekends
Must follow local COVID or public health protocols, if applicable
Virtual open houses are growing in popularity, especially outside major cities
Offers may include conditions like home inspection, financing, or sale of the buyer’s property
Multiple offer scenarios (“bidding wars”) are common in GTA and Ottawa
Your realtor can present offers on OREA standard forms, simplifying negotiations
You’ll need a real estate lawyer (costs $500–$2,000)
Sign the Agreement of Purchase and Sale (APS)
Title transfer is managed through Ontario’s land registry system
Cost | Estimated Amount |
---|---|
Realtor Commission | ~5% + HST |
Legal Fees | $500–$2,000 |
Discharge of Mortgage | ~$300 |
Property Tax Adjustments | Varies |
Capital Gains Tax (if rental/investment) | As per CRA rules |
Realtor Commission: Usually 5% total (split 2.5%/2.5%)
Legal Fees: $500–$2,000 depending on complexity
Staging and Repairs: Optional but can add value
Mortgage Discharge Fee: Check with your lender (ranges from $200–$500)
Pre-Inspection (optional): ~$400–$600
Storage or moving services
Professional cleaning
Unused utility or service cancellation fees
Status Certificate Fee (for condos – ~$100)
Skipping staging in competitive markets like Toronto or Ottawa
Overpricing based on emotion rather than data
Not disclosing known issues (sellers in Ontario are legally required to disclose major defects)
Trying to go FSBO without legal support—you may face costly legal trouble
Selling your home in Ontario isn’t just about putting up a "For Sale" sign—it’s a strategic process that requires planning, smart pricing, and market-savvy decisions. Whether you’re working with a licensed realtor or going it alone, knowing Ontario’s legal, financial, and seasonal nuances can help you succeed.
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